What is Samsung Pay+

Curve was founded in 2015 and has evolved into one of Europe's top Fintechs. And they're just getting started. Curve is creating one centralised space for your finances, with you in control.
Curve isn’t a bank, it’s one platform to handle your banking. Curve connects your debit and credit cards into one (1), no switching, or thinking, required – just your whole wallet in one card and one app.
Curve brings customers one unified banking experience. It's the only card you need to carry (and the only pin you need to remember (1)). Curve works hard to make things easy. Simplification is at the core of everything we build, from making it easy to see how much you’re spending, to maximising your cashback potential, and to protect you from steep foreign exchange fees, no matter who you bank with.

Disclaimer
1. Valid Mastercard® and Visa branded debit and credit cards only.

Samsung Pay+ makes spending simple, safe and much more rewarding. From your credit cards to your debit cards (1) and everything-in between, it’s all you need in one place.

Disclaimer
1. Valid on Mastercard® and Visa branded debit and credit cards only.

Get paid to spend.

With Samsung Pay+ you’ll enjoy exclusive, personalised cashback offers when you pay at your favourite places including Amazon, Five Guys, Cult Beauty and Pret.

Private. Safe. Secure.

Samsung Pay’s innovative Knox technology delivers a layer of defence-grade security to protect customers’ finances. This is delivered through user authentication such as intelligence IRIS and fingerprint scanning. Plus, tokenization adds an extra layer of security. Tokenisation creates a random set of numbers at each new transaction, so your real card number is never used from your phone.

Lock your cards in an instant.

In the event of a smartphone or loss of the Samsung Pay+ physical card, access can be instantly locked remotely using another device from the Samsung ecosystem, without having to contact banks directly – and ‘Find My Mobile’ helps you find a device if it’s lost.

Swap payment account to the right one after you have spent

You can use Curve’s unique ‘Go Back in Time’ functionality and move transactions up to 30 days after the transaction from one card to another in the Curve app.

Disclaimer
1. If you are an existing Curve user, you cannot also apply for a Samsung Pay+.

2. Move £5000 up to 30 days after the transaction. Limits may vary depending on an individual’s Curve accounts.

Save when you spend abroad

You can use Samsung Pay+ when you travel where Mastercard cards and contactless payments are accepted. Users can access mid-market rates throughout the week, cheaper than the currency conversion fees offered by many high street banks. Weekend exchange rate (0.5% for GBP, EUR and USD and 1.5% for other currencies). Samsung Pay+ FX limit is £500 for a rolling 30-day period, over which spend in a foreign currency will cost 2% of transaction value.

Samsung Pay+ supports Mastercard® and Visa branded debit and credit cards. We also accept a selection of prepaid cards. Samsung Pay+ doesn't support American Express, Maestro, Diners Club, JCB or Union Pay cards. However, you can use your American Express Card within Samsung Pay.

Samsung Pay is the mobile phone payment app that hosts the technology to allow you to make contactless payments. Samsung Pay enables you to carry some credit, debit and all your loyalty cards (including American Express) on your Samsung smartphone or smartwatch.
Samsung Pay+ is a digital-first card that brings together all Mastercard® and Visa branded debit and credit cards in one place, whilst giving users complete control over their spending through additional features and benefits.

Curve is not a bank but is directly regulated by the FCA as we hold our e-money licence in house.
The Samsung Pay+ and E-money is issued by Curve OS Limited (company No. 09523903) authorised in the UK by the Financial Conduct Authority to issue electronic money (firm reference number 900926). Mastercard® is a registered trademark of Mastercard® International Incorporated.

Samsung Pay+ is not available for Curve Card users. Curve customers who are Samsung Pay users will not be able to obtain a Samsung Pay+ card.

We don’t have a direct relationship with any card issuers or banks, and using Samsung Pay+ doesn’t change the relationship you have with your banks and credit card providers.
You'll continue to receive statements from your card issuer as you’d expect. Transactions made with your Samsung Pay+ will appear as CRV* - “Merchant Name” (for example: CRV* - Samsung) on your statements.
Finally, it’s worth noting that we pass through the Merchant Category Code (MCC) to your card issuer to let them know the type of transaction you’re making.