Samsung Finance+

Samsung Finance+ is a platform that allows customers to buy Samsung devices with an affordable monthly amortization scheme. In the Philippines, customers will be able to avail of Samsung Finance+ at 0% interest, with no processing fees.

Samsung Finance+ is the new easy way to own a Galaxy device. It promises consumers 0% hassle:

• 0% Interest on device loans
• 0% Processing Fee
• 0% Downpayment*
*As low as 0% downpayment depending on risk scoring.
(Downpayment Range: 0-30% from Selected Device)

Customers can apply for Samsung Finance+ at select participating Samsung stores across the Philippines.

SF+ is offered to all persons (“Applicants”) who:

• Wish to purchase a participating Samsung Device (“Samsung Device”) through the SF+ Loan,
• Apply for the SF+ Loan through the SF+ Merchant app available in participating Samsung stores,
• Are at least twenty-one (21) years old at the time of application,
• Are of good credit standing at the time of application,
• Are not prohibited under applicable Gifts, Anti-Bribery and Corruption Laws, regulations, and policies from availing of SF+, and
• Are not UnionBank employees or related parties to UnionBank employees,
• Have an active email address
• Have an active mobile number
• Have a valid government-issued ID
• Additionally, you must pass the Know-Your-Customer process to complete your application

Only 1 valid government-issued ID to apply for a Samsung Finance+ loan. The following government-issued IDs are accepted:

• Passport with Signature
• Driver’s License
• Unified Multipurpose ID (UMID)
• Philsys

Samsung Finance+ applicants may be rejected due to the following reasons:

• Bad credit history
• Mismatch on customer information provided on merchant app vs. ID submitted
• Selfie/ ID submission does not meet KYC requirements (ex. Blurry photo, Invalid ID)

You may go to the Home Screen of the Samsung Finance+ app on your Samsung phone and click “Pay Now” to process your payment.

Once you click, “Pay Now,” you will choose the payment method for your monthly loan amount payment. Payment methods include:

GCash, Grab, and over-the-counter partners:
• SM Store
• Robinsons Department Store
• Cebuana Lhuillier
• Palawan Pawnshop
• M. Lhuillier
• Bayad Center
• ECPay (7/11)

For online payment:
• Access the Samsung Finance+ app on your Samsung Device and tap on Pay from the Home page.
• Under the Pay online option, tap on Pay.
• Choose GCash or GrabPay.
• Review and confirm your payment details.
• Agree to the Privacy Policy and tap on Continue to Payment.
• Follow the prompts on the screen and enter your details to complete your payment.

For over-the-counter payment:
• Access the Samsung Finance+ app on your Samsung Device. Take note of your Loan ID and tap on Pay.
• Under the Pay cash option, tap Cash payment locations.
• Select your preferred over-the-counter channel and tap on Pay.
• Review and confirm your payment details. Agree to the Privacy Policy.
• Scroll down and take note of the Reference Number and Total Amount.
• Proceed to your chosen payment center and fill out the payment slip. Be sure to input the correct details indicated in your Samsung Finance+ app and proceed with your payment.

The monthly due date is on the 1st calendar day of the month. You may go to the Home Screen of the Samsung Finance+ app and tap "Details" to view your entire payment history, including previous payments and future monthly due dates.

Customers may opt to restart a new application or retry for an SF+ loan after 90 days/ 3 months.

Knox Guard is Samsung's existing security system on phones purchased through the Samsung Finance+ app, which will remind customers to make payments before they are due. This will also enable device locking, if customer fails to pay on the prescribed due date.

You must pay your monthly loan amount, and any late payment fee incurred, to unlock your phone.

You may go to the Home Screen of the Samsung Finance+ app on your Samsung phone and click “Pay Now” to process your payment.

Once you click, “Pay Now,” you will choose the payment method for your monthly loan amount payment. Payment methods include: GCash, Grab, and over-the-counter partners.

Reminder: Once customer paid the monthly due and late payment fees, unlocking of device should happen Realtime. However, the processing days may vary depending on the payment option selected by the customer. To avoid late payments and locking of device, customers must be advised on paying the amount due at least 3 working days earlier.

You may contact UnionBank through sfloans@unionbankph.com.

To better assist me, I agree to provide the following information via email
• Full name,
• Loan Account ID, and
• Concern (subject of email) and background