* Battery : Actual battery life varies by network environment, features and apps used, frequency of calls and messages, number of times charged, and many other factors.

* Network : The bandwidths supported by the device may vary depending on the region or service provider.

* User Available Memory : User memory is less than the total memory due to storage of the operating system and software used to operate the device features. Actual user memory will vary depending on the operator and may change after software upgrades are performed.

* 0% interest from 12/24/36/48/60 Months with equal monthly repayments. Min Spend of $200 applies. Late payment fees may apply. No Hidden Fees upfront. Customers must apply and, be approved for a loan subject to Finance Now’s terms and conditions, fees and normal lending criteria apply. Full Disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalising the loan. Trade In is not available with Finance Now. Samsung NZ reserves the right to amend, suspend, or withdraw the offer and these T&Cs at any time without prior notice.

** Afterpay late fees, eligibility criteria and terms & conditions apply. Purchase up to a maximum cart value of $3000 NZD. Visit www.afterpay.com/en-NZ/terms-of-service for full terms.

*** 12/24/36/48/60 Months Interest Free - Available on Long Term Finance (LTF) for online only. Min Spend 200/$600/$800/$1,000/$1,200 respectively. Lending criteria, $50 annual Account Fee, fees, T&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Other interest rates and fees may apply, please visit www.qcard.co.nz for further details. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these T&Cs at any time without notice.

* Display Size: Measured diagonally, Galaxy S22's screen size is 6.1" in the full rectangle and 5.9" with accounting for the rounded corners, Galaxy S22+'s screen size is 6.6" in the full rectangle and 6.4" with accounting for the rounded corners and Galaxy S22 Ultra's screen size is 6.8" in the full rectangle and 6.8" with accounting for the rounded corners; actual viewable area is less due to the rounded corners and camera hole.

* Battery Capacity (Typical): Typical value tested under third-party laboratory condition. Typical value is the estimated average value considering the deviation in battery capacity among the battery samples tested under IEC 61960 standard. Rated (minimum) capacity is 3590mAh for Galaxy S22, 4370mAh for Galaxy S22+ and 4855mAh for Galaxy S22 Ultra. Actual battery life may vary depending on network environment, usage patterns and other factors.