How can I use Samsung Pay to make a payment?

You will be able to access Samsung Pay by swiping up from the bottom of the display on the home screen, the lock screen. You can also access Samsung Pay when the phone is locked, and the display is off.

To make a payment using Samsung Pay, follow these steps:

1. On your home screen or lock screen, swipe up from the bottom of the display to open Samsung Pay. Your default debit or credit card will show up on the screen. If you have multiple cards set up, simply swipe left or right to switch to the card you wish to use.
2. To enter payment mode, tap the Fingerprint or Iris button if you have Samsung Pay secured with the biometric sensor, or the “PIN” button if you want to enter your PIN. If you have Samsung Pay secured via the fingerprint sensor, tap the sensor with your finger and the payment mode will activate.
3. Touch the back of the phone to the payment terminal or card machine. You might need to touch the phone to the side of the card machine in some cases. You have 30 seconds to do so, but if time runs out, simply repeat step 2.
4. You may be required to enter your card’s PIN on the terminal or card machine to authorize the payment.

Yes, you can use a Samsung Pay device to make payments when traveling abroad if the card issuer allows the physical card to be used abroad. The same currency exchange rates and fees will still apply.